Welcome to Retirely. These Terms and Conditions set forth the rules and guidelines for accessing and using the services, information, and resources provided by Retirely. By accessing or using any part of our platform, you agree to comply with these Terms. Please read them carefully before proceeding.

1. Acceptance of Terms
By using this platform, you accept and agree to be legally bound by these Terms and any applicable laws and regulations. If you do not agree with any provision of these Terms, you should not use our platform or services.

2. Eligibility
Our services are intended for individuals who are at least 18 years old. By using our platform, you confirm that you are of legal age to enter into binding contracts and that you have the authority to accept these Terms.

3. Description of Services
Retirely provides educational content, planning tools, and informational resources related to retirement preparation. Our services are informational in nature and are not intended as financial, investment, legal, or tax advice. You acknowledge that decisions based on the information provided are made at your own discretion and risk.

4. User Responsibilities
As a user of the platform, you agree to:

Use the platform for lawful purposes only.

Provide accurate and truthful information when submitting inquiries or completing forms.

Respect the intellectual property rights and privacy of others.

Not attempt to disrupt or interfere with the security, functionality, or accessibility of the platform.

Not engage in unauthorized data mining, scraping, or harvesting of information from the platform.

Failure to comply with these obligations may result in suspension or termination of access to the platform.

5. Intellectual Property Rights
All content and materials available on the platform, including but not limited to text, graphics, logos, images, software, and design elements, are the property of Retirely or its licensors. These materials are protected by applicable copyright, trademark, and other intellectual property laws.

You may view, download, and print portions of the platform for your personal, non-commercial use only. Any other use, including reproduction, modification, distribution, or public display, requires prior written permission from Retirely.

6. Third-Party Services and Links
Our platform may contain links to third-party websites, services, or resources. These links are provided for your convenience only. Retirely does not control and is not responsible for the content, policies, or practices of third parties. Accessing third-party websites is done at your own risk, and you are encouraged to review their respective terms and privacy policies.

7. Disclaimer of Warranties
The services and content provided by Retirely are made available "as is" and "as available" without warranties of any kind, either express or implied.
We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not guarantee that the platform will operate without interruptions, errors, or that defects will be corrected. We also do not guarantee that the platform or the servers that make it available are free of viruses or other harmful components.

8. Limitation of Liability
To the fullest extent permitted by applicable law, Retirely shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or related to your use of or inability to use the platform, even if we have been advised of the possibility of such damages.
Our total cumulative liability for any claim relating to these Terms or your use of the platform shall not exceed the amount you may have paid, if any, for accessing our services.

9. Privacy and Data Protection
Your use of the platform is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the platform, you consent to the practices described in our Privacy Policy.

10. Termination
We reserve the right to terminate or suspend your access to the platform without notice if we determine that you have violated these Terms or engaged in conduct that we believe is harmful to Retirely, other users, or third parties.
Upon termination, your right to use the platform will immediately cease, and any provisions of these Terms that by their nature should survive termination will remain in effect.

11. Modifications to Services and Terms
Retirely reserves the right to modify, suspend, or discontinue any part of the platform at any time without notice. We may also update or change these Terms periodically. Changes will be effective immediately upon posting. Your continued use of the platform after any changes indicates your acceptance of the updated Terms. We recommend checking this page regularly.

12. Governing Law
These Terms and any dispute or claim arising from them shall be governed by and construed in accordance with the laws of the Province of Québec and the applicable federal laws of Canada. Any legal action arising out of or related to these Terms shall be brought exclusively in the courts located in Québec.

13. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us:

Phone: +1 438-855-2568
Address: 377 Rue des Seigneurs, Montréal, QC H3J 0A9, Canada
Email: [email protected]